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Welcome to The Farmers and Merchants Bank
Whether you are stopping by to do your banking on-line, or just checking out what we can do for your financial needs, we're glad you came. We enjoy helping our friends and neighbors. Working together, we help make our hometown communities great places to live and raise our families.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
The Farmers and Merchants Bank430 North StreetCaldwell, OH 43724-1289 Phone Local (740) 732-5621 or Out of town (888) 881-5680 PHONE BANKING24 hour banking Local (740) 732-5256 or Out of town (888) 439-5494 Important ATM/DEBIT Card Information - Please phone 1-800-383-8000 to report an ATM/Debit card lost or stolen during non-business hours.