Welcome to The Farmers and Merchants Bank

Whether you are stopping by to do your banking on-line, or just checking out what we can do for your financial needs, we're glad you came. We enjoy helping our friends and neighbors. Working together, we help make our hometown communities great places to live and raise our families.

MasterCard SecureCode

Click image for more information.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE

COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. 

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

The Farmers and Merchants Bank
430 North Street
Caldwell, OH 43724-1289

Phone Local (740) 732-5621 or Out of town (888) 881-5680

PHONE BANKING
24 hour banking Local (740) 732-5256 or Out of town (888) 439-5494

Important ATM/DEBIT Card Information - Please phone 1-800-383-8000 to report an ATM/Debit card lost or stolen during non-business hours.